Each complete submissionis reviewed and scored by a team of research analysts. Institutions deemed eligible to proceed to the next stage are notified.

Based on the submissions, our team, together with our international panel of advisors, will nominate up to five candidates in each of the categories.

Based on the independent review, our team of research analysts will interview the shortlisted candidates. Interviews will be conducted with the heads and CEOs of retailfinance institutions and companies or heads of product/process groups, where applicable.