Mr Philippe Paillart was formerly vice chairman and CEO of DBS Bank and a pioneer in the retail banking industry in the Asia Pacific region, having served at senior management levels at Standard Chartered Bank and Citibank. Prior to his appointment with DBS, Paillart was Chairman, President and CEO of Ford Motor Credit Company, and President of Ford Financial Services Group.

Mr. Sabhlok is an expert in relationship management, financial management, and risk management in financial services industries. Mr. Sabhlok's experience has been honed over 11 years as South Asia regional audit director with Citibank in its global consumer banking division in Asia, country credit director in Thailand, and as CFO of the Singapore business.

Wilson Chia is a highly seasoned banker with over 30 years of experience in the financial services industry. Most recently, he was the Regional Head of Consumer Banking for South East Asia with Standard Chartered Bank. Wilson joined Standard Chartered in a number of senior positions in Cards, Marketing & Sales, Distribution, Product Management, SME and Premier Banking.

Mr. Richard Hartung has over 20 years of experience in the payments & consumer financial services industry. He has held senior roles for financial institutions including Citibank, Mastercard International, and OCBC Cards. Mr Hartung holds position as consultant in the areas of retail banking, cards and payment products to financial institutions, service providers, and software companies throughout the Asia Pacific region.

Mr. David Gyori is a globally renowned fintech consultant, trainer, author and keynote speaker. He is the chief exefcutive officer of Banking Reports based in London and is a founding member of the World FinTech Association. Gyori is a faculty member of the Retail Banking Academy, one of the most prestigious banker-training facilities.