Retail Finance Institution Awards

These awards are open to banks, non-bank financial institutions, financial technology companies, marketplace lenders, and other alternative players, and award the institution that stood out over and above its peers on a global and regional scale. For a more detailed belief statement for each category, visit

1. Best SME Bank
2. Best Foreign Retail Bank
3. Best Super App/Platform
4. Best Digital-only Bank
5. Best Private Bank
6. Best Affluent Banking

Retail Finance Product Awards

These awards are open to banks, non-bank financial institutions, financial technology companies, marketplace lenders, and other alternative players. They recognise institutions that stand out above their peers in the country and region. For a more detailed belief statement for each category, visit

1. Best Home Loan Financing
2. Best Automobile Financing
3. Best Deposit Product
4. Best Credit Card
5. Best Financial Planning Service
6. Best Asset/Fund Management Product
7. Best Travel Insurance Product
8. Best Personal Health Insurance Product
9. Best Life Insurance Product (Permanent)
10. Best Endowment Insurance Product
11. Best Retirement/Pension Plans
12. Best Retirement Planning Service
13. Best Consumer Cross-Border Remittance Service
14. Best Cross Border Remittance Service for MSMEs
15. Best Foreign Exchange Service
16. Best Merchant Service
17. Best Financial Inclusion Initiative
18. Best Green Retail Finance Initiative
19. Best Green Financial Lifestyle Initiative

Retail Finance Digital and Frictionless Awards

These awards are open to banks, non-bank financial institutions, financial technology companies, marketplace lenders, and other alternative players. They recognise institutions that stand out above their peers in the country and region. For a more detailed belief statement for each category, visit

1. Best AI-driven Personalisation Initiative
2. Best Big Data and Analytics Initiative
3. Best Retail DeFi Initiative
4. Best Open Banking Initiative
5. Best Embedded Finance Initiative
6. Best Digital Ecosystem and Platform Initiative
7. Best Growth Strategy in Digital Banking
8. Best Innovative Retail Banking Partnership
9. Best New Product Launch Strategy
10. Best Mobile Banking Service
11. Best Digital Wallet
12. Best Digital Payments Solution
13. Best Digital Savings Solutions
14. Best Digital Account Opening
15. Best Social Media Engagement Initiative
16. Best Digital Brand Campaign
17. Best Chatbot/Smart Voice Banking Service
18. Best Robo-Advisory Service
19. Best Retail Stock Broking Initiative
20. Best Digital Consumer Lending Service
21. Best Digital SME Financing
22. Best Digital Credit Evaluation Initiative
23. Best Productivity, Automation and Efficiency Initiative
24. Best Anti-Fraud Consumer Initiative
25. Best Customer Experience Initiative
26. Best Omni Channel Integration Initiative
27. Best Customer Loyalty/Rewards Initiative
28. Best Branch Banking Initiative
29. Best Employee Engagement Initiative

Financial Technology Innovation Awards

All financial services players (financial institutions, non-bank financial institutions, insurance companies, brokerages, credit companies, finance companies and alternate financial services players) along with their technology partner can jointly apply for these awards.

1. Best AI Technology Implementation
2. Best API and Open Banking Implementation
3. Best Augmented Reality Implementation
4. Best Automation Technology Implementation
5. Best Banking as a Service Technology Implementation
6. Best Big Data and Analytics Infrastructure Implementation
7. Best Blockchain Implementation
8. Best Branch Digitisation Implementation
9. Best Cloud Based Implementation
10. Best Consumer Lending Technology Implementation
11. Best Core Banking Technology Implementation
12. Best Corporate Lending Technology Implementation
13. Best Corporate Payment Implementation
14. Best CRM Implementation
15. Best Data Integration and Framework Implementation
16. Best Defi and Web3 Implementation
17. Best Digital Infrastructure and Architecture Modernisation
18. Best Edge Computing Implementation
19. Best Federated Machine Learning Implementation
20. Best Financial Supply Chain Implementation
21. Best Generative AI Technology Implementation
22. Best Industry Cloud Implementation
23. Best Internet of Things (IoT) Implementation
24. Best Mobile Banking Technology Implementation
25. Best Metaverse Implementation
26. Best Omnichannel Technology Implementation
27. Best Quantum Computing Implementation
28. Best Retail Payments Technology Implementation
29. Best Self-Service Technology Implementation
30. Best Sustainable Technology Implementation
31. Best Treasury Management Implementation
32. Best Wealth Management Technology Implementation

Risk Technology Implementation Awards

All financial services players (financial institutions, non-bank financial institutions, insurance companies, brokerages, credit companies, finance companies and alternate financial services players) along with their technology partner can jointly apply for these awards.

1. Best Anti-Money Laundering Technology Implementation
2. Best AI Implementation for Fraud and Risk Management
3. Best Enterprise Governance, Risk and Compliance Implementation
4. Best Business Continuity Technology Implementation
5. Best Compliance Risk Technology Implementation
6. Best Credit Risk Technology Implementation
7. Best Cyber Security and IT Risk Management Technology Implementation
8. Best Enterprise Risk Technology Implementation
9. Best Fraud Prevention Technology Implementation
10. Best Identity Verification Technology Implementation
11. Best KYC & Customer Onboarding Technology Implementation
12. Best Liquidity Risk Technology Implementation
13. Best Market Risk Technology Implementation
14. Best Operational Risk Technology Implementation
15. Best Regulatory Technology Implementation
16. Best Risk Data and Analytics Technology Implementation

Financial Technology and Platform Awards

This awards programme is open only for fintech companies, marketplace lenders and alternative players.

1. Best AI Technology
2. Best Banking as a Service Technology
3. Best Blockchain or DeFi Technology
4. Best Business Lending Technology
5. Best Consumer Lending Technology
6. Best Consumer and Mobile Payment Technology
7. Best Cross-Border Payment Technology
8. Best Defi and Web3 Technology
9. Best Data Analytics Technology
10. Best Generative AI Technology
11. Best Investment Technology
12. Best Insurance Technology
13. Best Market Comparison Technology
14. Best Payment Processing Technology
15. Best Regulatory and Security Technology
16. Best Wealth and Asset Management Technology